Parents of children with special needs face an extra set of challenges in addition to those of other parents. On top of physical therapy, occupational therapy, IEPs, and a million other details, these parents face additional estate planning. That’s where a special needs planning attorney can make a huge difference in these parents’ peace of mind.
The items listed above are just some of the things that parents of special needs kids deal with. When it comes to planning for the future, these parents need to prepare the way for their children who may not be able to work to support themselves as adults. They have to be concerned with who would be a suitable guardian for their child, what types of medical decisions should be made, and so much more. Each physical and mental disability comes with its own set of concerns, and parents want to make sure they’re addressed, even in the parent’s absence.
Special Needs Planning for the Future
A special needs planning attorney will be aware of these concerns and will have some answers in place for how to deal with them. He or she will have worked with many other families, building knowledge and experience, which they can apply directly to your planning.
The professional will also understand the ins and outs of the current legal system to help make sure you’re maximizing your impact. For example, your lawyer can help advise you on how to ensure your child is well cared for without making him or her ineligible for Medicaid benefits. In some cases, a special needs trust may be the best approach, while there are other options that might work better in different situations.
Extending Your Loving Protection
By creating an estate plan that takes the special needs child into consideration, you and your attorney can also help protect the child from being taken advantage of in the future. It can be used to shield the child from lawsuits and creditors, as well as to designate a trustworthy financial representative who can make money decisions for the child when he or she doesn’t have the best ability to do so for him or herself. This lessens the likelihood of an unscrupulous sales person, significant other, or “friend” who would take advantage of your child’s financial situation.
Hire A Special Needs Lawyer Who Keeps Current
Laws do continue to change, so the best bet is to work with a special needs planning attorney in your area who keeps up-to-date on changes in this particular arena. Unfortunately, you won’t always be there to care for your most vulnerable children. Hiring a skilled lawyer can make a real difference in the quality of life that child experiences once you are no longer there to personally make the best choices for him or her.